the smart solution for Richmond jobs

Financial Center Lending Officer - Central VA

Company: Bank of America Corporation
Location: Richmond
Posted on: January 14, 2019

Job Description:

Job Description: At Bank of America, we're guided by a common purpose to help make financial lives better by connecting clients and communities to the resources they need to be successful. Make a difference where it counts by joining our industry-leading Consumer Lending team at Bank of America and Merrill Lynch. We're looking for people with focus and drive - people who take the time to get to know clients, engage with them to understand what's important to them, and provide the lending solutions, service and expertise they need to achieve their financial goals. As part of the Bank of America team, financial center lending officers (FCLOs) have access to industry-leading products and services, award-winning platforms and a team of dedicated loan coordinators and underwriters - all designed to meet the unique life priorities of our clients. FCLOs work in assigned financial centers and partner closely with financial center employees as part of one team that delivers exceptional client care. The FCLO is responsible for originating retail mortgage loans and other lending products - through uncovering client needs and matching them to our lending solutions. Contact with clients may be either by telephone or in-person. The FCLO actively solicits new residential mortgage business and sells Bank of America lending products to meet established loan quality and production goals. This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in your immediate termination. We'll help you* Get training and one-on-one coaching from managers who are invested in your success. You'll take part in additional training and development through our Academy to develop in your role.* Grow your network to eventually grow your business. Leverage our relationships with one out of two U.S. households. Starting at a financial center, you'll interact with banking clients and small business owners alike. You will also tap into a range of experts, from small business bankers to financial solutions advisors.* Provide end-to-end comprehensive lending guidance and solutions to prospective borrowers by uncovering their life priorities, analyzing financial and credit data, and determining client financing objectives.* Stay informed on changing market conditions, business trends and regulatory requirements by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements.* Demonstrate a commitment to professional ethics, as well as conforming to all federal and state compliance policies and adhering to Home Mortgage Disclosure Act (HMDA) requirements. As a lending officer, you can look forward to* Providing exceptional client care with industry leading products, services, education and a dedicated team of loan coordinators and underwriters.* Building a quality external network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. Sources may consist of real estate professionals, builders, and professional and personal contacts.* Expanding your reach further through participation in business-related development opportunities, community efforts to promote homeownership and professional organizations.* Robust marketing strategies to reach wider audiences with greater appeal.* Ongoing professional development to deepen your skills as the industry evolves and changes.* A world-class suite of employee benefits. You're a person who (required skills)* Has 2+ years of experience in a loan origination role.* Understands how to manage a pipeline effectively.* Has a strong knowledge of loan products (conventional, jumbo and government).* An ability to analyze income and assets properly in order to qualify clients for specific loan products.* Understands processing, underwriting and/or closing procedures.* Has a working knowledge of federal regulations governing real estate lending.* Is a strong communicator, both verbally and in writing.* Is a self-motivated and highly organized.* Can prioritize multiple competing tasks.* Can build and maintain solid referral base (that is, strong community involvement/ties, established relationship with assigned financial center).* Uses appropriate interpersonal styles, communication methods and approaches to gain clients.* Understands the connection of the level of service provided being directly correlated to driving sales volume.* Can be flexible to work weekends and/or extended hours as needed. You'll be better prepared if you have (desired skills)* Familiarity with FHA and HUD guidelines.* Strong computer skills including Microsoft applications and previous experience using laptop technology for communication purposes including accessing rate, credit and loan status information.* Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously.* The ability to analyze and comprehend complex financial data and provide financial alternatives.* Professional and effective interpersonal skills. We're a culture that* Is committed to building a workplace where every employee is welcomed and given the support and resources to build and advance their careers. Along with taking care of our clients, we want to be a great place for people to work, and we strive to create an environment where all employees have the opportunity to achieve their goals.* Believes diversity makes us stronger so we can reflect, connect to and meet the diverse needs of our clients around the world.* Provides continuous training and developmental opportunities to help employees achieve their goals, whatever their background or experience.* Is committed to advancing our tools, technology, and ways of working. We always put our clients first to meet their evolving needs.* Believes in responsible growth and is dedicated to supporting communities around the world by connecting them to the lending, investing and giving they need to remain vibrant and vital. Posting Date: 10/31/2018 Location: Charlottesville, VA, Barracks Road BC, 2103 Barracks Rd, Richmond, VA, 3601 COX RD (VA2979), Williamsburg, VA, 266 MCLAWS CIR (VA3266), Newport News, VA, Deer Park BC, 608 J Clyde Morris Blvd, Chesapeake, VA, GREAT BRIDGE BC, 313 BATTLEFIELD BLVD S, Virginia Beach, VA, Pembroke BC, 4616 Virginia Beach Blvd, Fredericksburg, VA, Fredericksburg Mortgage, 1320 Central Park Blvd, - United States Travel: No Full / Part-time: Full time Hours Per Week: 40 Shift: 1st shift

Keywords: Bank of America Corporation, Richmond , Financial Center Lending Officer - Central VA, Accounting, Auditing , Richmond, Virginia

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category

Other Accounting, Auditing Jobs

Apply to Drive With Lyft Today - Earn $1,400 your first month, guaranteed!
Description: Previous professional training as Custodian, Maintenance Supervisor, and driver and great people skills are a big plus for your application and success as a driver with Lyft.Existing on-the-job experience (more...)
Company: Lyft
Location: Fairfax Station
Posted on: 01/23/2019

Assistant Manager, Accounting - Marriott International HQ (18003HYG)
Description: Heres To Your Journey with Marriott International is the worlds largest hotel company, with more brands, more hotels and more opportunities for associates to grow and succeed. We believe a great career (more...)
Company: Marriott International, Inc.
Location: Arlington
Posted on: 01/23/2019

Tax Services Senior - National Tax - International Tax - Transfer Pricing - DC
Description: Tax Services Senior - National Tax - International Tax - Transfer Pricing - DC Tax Requisition WAS0013O Post Date Dec 20, 2018 . For a sophisticated global business, managing international tax has never (more...)
Company: EY
Location: Washington
Posted on: 01/23/2019

Rooms Controller - Bethesda Marriott (18003DOM)
Description: Heres To Your Journey with Marriott Hotels Resorts Suites Marriott International portfolio of brands includes both JW Marriott and Marriott Hotels. Marriott Hotels, Marriott Internationals flagship brand (more...)
Company: Marriott International
Location: Bethesda
Posted on: 01/23/2019

AVP of Digital Strategy/Banking
Description: Job Duties: Under general supervision but following established policies and procedures, is responsible for researching, planning, directing the development and implementation of a robust holistic strategy (more...)
Company: Apple Federal Credit Union
Location: Fairfax
Posted on: 01/23/2019

Staff Accountant
Description: Ref ID: 04510-9501696854Classification: Accountant - Entry levelCompensation: 50,000.00 to 60,000.00 per yearMy client, a premier B2B consulting firm is looking for an entry level staff accountant to (more...)
Company: Robert Half Finance & Accounting
Location: Washington
Posted on: 01/23/2019

Virtual Tax Professional - CPA, Enrolled Agent or Attorney
Description: Overview br br Join Our Virtual Tax Network br br At Intuit, our mission is to power prosperity around the world. Tax experts support that mission to our TurboTax customers by: providing valuable (more...)
Company: Intuit
Location: Virginia Beach
Posted on: 01/23/2019

Merrill Edge Financial Solutions Advisor Development Program- Little Neck Financial Center- VA.
Description: Few things impact people---s lives as much as their finances. Make a difference where it counts by joining our industry-leading wealth management team at Bank of America and Merrill Lynch. We---re looking (more...)
Company: Bank of America
Location: Virginia Beach
Posted on: 01/23/2019

Financial Management Project Manager OPNAV N1
Description: JOB TITLE: N1 MPTE Financial Management Project Manager OPNAV N1 PROJECT OVERVIEW: This position is contingent upon contract award The Deputy Chief of Naval Operations Manpower, Personnel, Training (more...)
Company: Whitney, Bradley and Brown
Location: Arlington
Posted on: 01/23/2019

Financial Services Specialist II #00828
Description: ODU Human Resources 13 br Reporting Accountant Supervisor 00828 The Office
Company: ODU Human Resources
Location: Chesapeake
Posted on: 01/23/2019

Log In or Create An Account

Get the latest Virginia jobs by following @recnetVA on Twitter!

Richmond RSS job feeds